While every investment account is different in their own way, few offer as many benefits and flexibility as the Roth IRA. The main benefit most people know about is the tax-free growth. You can receive an unlimited amount of dividends, interest and realized capital...

Risk and reward are usually closely correlated. There’s no such thing as an investment with consistently high returns and no risk. For example, the average annual return of U.S. stocks is 10.4% since 1926*. If that was the only information you had, you would buy...

Here are the charts and themes that sum up 2021… All-Time HighsThe S&P 500 finished up 28.7% on the year, hitting 70 all-time closing highs, the second most of any year in history (only 1995 had more). Minimal VolatilityThe S&P 500 achieved these gains with...

Building wealth is an ongoing process. It doesn’t happen overnight; instead it takes discipline and patience over a long period of time. Here are ten principles that can help you become wealthy.  1. Start Saving Early  The best time to get invested was yesterday, the...

Even with the market near all-time highs, not every investment will be a winner. If you own a diversified portfolio, you may have some losers. Fortunately, you may be able to use this loss to lower your tax liability or potentially offset some of your gains. This...

Prices for U.S. consumer goods jumped 6.2% in October compared with a year earlier. This is the highest inflation has been since 1990. While this sudden jump may be concerning, the inflation from October 2019 to October 2020 was just 1.2%, so the two-year inflation...

If you’ve been putting away money for retirement, you have likely noticed your accounts are near all-time highs.  The average 401(k) balance now stands at $123,900. The number of 401(k) accounts with balances of at least $1 million is 412,000*. How do you become a...