Money Moves to Make During a Bear Market
In this post, we’ll take a look at some strategies investors may want to consider during market downturns. Roth ConversionA Roth conversion is a great way to transfer money from a traditional taxable IRA to a tax-free Roth IRA. When the market is at all-time highs,...
How Long Will The Bear Market Last?
The question every investor wants to know is when will the bear market end, and just how bad will it decline? In this post I’ll dig into the history of bear markets and how the current one could play out. For some background, bear markets are when the stock market...
Charts of the Week
Here are 5 charts that tell a story about the stock market and the economy. For those of you who follow my LinkedIn or Twitter you might have seen these already. 1. Worst Quarterly Returns We’re coming off one of the worst quarters in history. Where are we in the...
Midyear Outlook 2022: Executive Summary
OVERVIEW Markets rarely give us clear skies, and there are always threats to watch for on the horizon, but the right preparation, context, and support can help us navigate anything that may lie ahead. So far, this year hasn’t seen a full-blown crisis like 2008–2009 or...
My Favorite Chart on Market Volatility
The stock market comes with lots of bumps in the road. While U.S. stocks generally generate positive returns, it also experiences many declines along the way. This chart below from JP Morgan’s Guide to the Markets does a nice job illustrating this. Going back to 1980,...
What Happens When the Fed Raises Interest Rates
The goal of the Federal Reserve is to keep the economy growing at a steady pace, not too hot, not too cold. They want to keep prices stable and unemployment low. When the economy gets “too hot” the Fed will step in and raise interest rates. Why Raise Rates?Consumer...
How Much To Save For College
Like most Americans, you likely want your child to go to college. Figuring out how much to save or whether you are on track can be daunting. Tuition costs have risen at more than twice the rate of inflation since the start of the century. The good news: if you start...
Should You Sell Your Stocks During a Recession?
The possibility of a recession is certainly higher than usual. Higher rates, inflation, supply chain issues, Ukraine, etc. could all be factors to a slowing economy. The point where an economy officially falls into a recession depends on a variety of factors. The most...
The Importance of Diversification
Investing can be one of the best ways to build wealth and reach your long-term financial goals. The most common saying we hear is “never put all your eggs in one basket” and the moral holds true. No matter what your goal is, diversification is the key to investing....
How to Start an Emergency Fund
Life is full of unexpected surprises. Whether it’s a medical emergency, car problems, job loss - there will always be something. It’s a good idea to have a small cushion to cover your costs while you get yourself back on your feet. Most personal financial experts...
Plan to Rise Above®
Welcome to the Plan to Rise Above® Blog. Continue to check back for new and exciting content in the world of financial planning, wealth management and personal finance.
