Understanding Stock Market Concentration

Understanding Stock Market Concentration

The S&P 500 has become more top-heavy over the years, raising concerns for investors. In this blog post, we will dig into the reasons behind the top-heavy market, its historical context, and the importance of staying diversified. Big Tech Leading The WayAs we...

The Importance of Tax Diversification

Diversification is a key concept in investing. By diversifying your investments, you can reduce your risk and improve your chances of achieving your financial goals. But did you know that you can also diversify your investments for tax purposes? Tax diversification is...

Five Dollar Questions

Five Dollar QuestionsWhile frugality can be a helpful tool on the path to financial independence, there are limits to how much we can save. After all, we all need a place to live and food to eat. That’s why I emphasize the importance of focusing on “big...
Charts of the Week

Charts of the Week

Some of the best charts from the week that tell a story about the markets and economy. US Debt CeilingTop Republicans and Democrats from congress meet next week to try and resolve the 3 month standoff over the $31.4 trillion US Debt ceiling. Biden wants to raise the...

Traditional or Roth 401(k): Which is Best for You?

Traditional or Roth 401(k): Which is Best for You?A commonly asked question in personal finance is whether one should contribute to a traditional or a Roth 401(k). To put it simply, a “traditional” 401(k) is funded with pre-tax funds, while a Roth 401(k)...