LPL Financial Research is looking ahead for new ways to face current challenges and prepare for better times. Use our Midyear Outlook 2020 to chart a path to eventual economic and market recovery. Plus, learn how stocks may predict the next president! It’s still...

I’m Changing Jobs. What Should I Do With My 401(k)? If you’re changing jobs, here are your choices for what to do with your retirement plan. Although some people take cash distributions, there are often better options. Take the Money in Cash Uncle Sam loves early cash...

For today’s homebuyer, mortgages are cheaper than ever. The average rate on a 30-year fixed mortgage fell to 3.29% in early March, the lowest level recorded in almost 50 years. And 15-year mortgage rates came in even lower, averaging a mere 2.79%.1 These exceptionally...

What will be covered Life Expectancy How long will your money need to last Inflation How will inflation impact your retirement Investment objective What objective is appropriate for you Income Where will your money come from Social Security When is it best to begin...

Why Invest During a Recession? Unless you have been living under a rock, you know that 2020 has not been kind to the stock market. We have seen an 11-year bull market come to an end. Bear markets are a natural part of market cycles. Not only can you survive them, but...

Recent Sell off Presents Tax-Loss Harvesting Opportunity The first quarter was not kind to the financial markets, but the good news is it presents an opportunity for tax loss harvesting. In a perfect world all investments go up, but in reality, if you own a...

Originally I prepared this list for the start of the 2020’s ringing in a new decade. Since we’ve been hit with the Coronavirus I’ve updated it slightly to adjust for this health crisis. Every crisis brings change in pretty much every field and financial services is no...

1. Stay in RoutineContinue to wake up on time and stick to your regular routine as best you can. Every morning before work you can take the dog for a walk or do a workout. Try to maintain these routines as best you can while working at home.  2. Get Dressed Do not...

It may be tempting to take your Social Security at age 62. Your life expectancy, income needs, and spousal benefit are three keys factors that play a role in the decision to claim your benefits. Guaranteed monthly income is great to have but claiming your benefits too...